- Client Growth: We added 8.3 million net new clients during the year, reaching a total of 25 million.
- Penetration: Two-thirds of our clients have three or more of our products.
- Innovation: We launched several new products in 2022, including Dr. Inter, Global Account and e-commerce for companies.
- Volumes: We delivered strong transaction volume growth of 85% YoY, reaching R$578 billion.
- Gross Loan Portfolio: Our portfolio grew to R$25 billion, increasing 40% YoY. We continue our relentless focus on improving our credit models.
- Funding: We continued to grow deposits significantly, reaching R$ 30 billion, or a 37% YoY increase.
- Net Fees: Net Fee revenues grew 87% YoY, reaching R$1.2 billion.
- Total Gross Revenues: We delivered another strong year reaching R$ 6 billion, up 90% YoY. Our revenues continue to be highly diversified, with fees comprising 34% of net revenues.
- Net Income: Reached net income of R$ 29 million in 4Q2022.